Class Action Status

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Guadalupe Credit Union collection lawsuit settlement (Salas)

Kyle Salas et al. v. Guadalupe Credit Union

Also known as GCU; Salas v. Guadalupe Credit Union; Guadalupe Credit Union collection lawsuits; D-101-CV-2019-02660

The lawsuit said Guadalupe Credit Union filed collection lawsuits without being represented by an attorney.

Copied from the official notice. Last compared Nov 7, 2026.

No form needed No claim form. Payment is automatic. Payment is automatic, by check. Make sure the settlement administrator has your current contact details. Checks stay valid for 60 days after they are issued.

You could get
$1,000 plus refund
Source
“$1,000 plus a refund of what GCU collected from you”

From the administrator site: Official FAQ. Last compared Nov 7, 2026.
Claims
No claim form needed
Source
“You do not have to do anything to receive the money, other than make sure the settlement administrator has your contact information.”

From the administrator site: Official FAQ. Last compared Nov 7, 2026.

Who can file
Sued by Guadalupe CU in NM Magistrate Court since Oct 7, 2015
Source
“All persons against whom GCU filed a collection action in a New Mexico Magistrate Court on or after October 7, 2015 without GCU being represented by a New Mexico licensed attorney in the collection action.”

From the administrator site: Official FAQ. Last compared Nov 7, 2026.

Where
New Mexico only
Source
“All persons against whom GCU filed a collection action in a New Mexico Magistrate Court on or after October 7, 2015 without GCU being represented by a New Mexico licensed attorney in the collection action.”

From the administrator site: Official FAQ. Last compared Nov 7, 2026.

Check the administrator’s site
Official site: salasvgcusettlement.com

Tell me when this changes

Email only, about this settlement only. We never give your email to law firms or claim services. You confirm by email first, and every message has a one-click unsubscribe.

Quick answers

How much is the Guadalupe Credit Union collection lawsuit settlement (Salas) payout?

$1,000 plus refund.

Do I need to file a claim for the Guadalupe Credit Union collection lawsuit settlement (Salas)?

No claim form. Payment is automatic. Payment is automatic, by check. Make sure the settlement administrator has your current contact details. Checks stay valid for 60 days after they are issued.

When will the Guadalupe Credit Union collection lawsuit settlement (Salas) pay?

Payment can only happen after the court gives final approval and any appeals are over.

The final approval hearing is set for Feb 3, 2027.

Is the Guadalupe Credit Union collection lawsuit settlement (Salas) legit?

The settlement administrator (the company that handles claims) is American Legal Claims Services, and the official site is www.salasvgcusettlement.com. Real notices point there; if a link in a message goes anywhere else, do not use it.

The official site never asks you to pay to file.

How to check a notice or a text

Also ending this week

Confirm with the administrator before you act.

Case details
Case
Kyle Salas et al. v. Guadalupe Credit Union
Court
First Judicial District Court, Santa Fe County, New Mexico
Case number
D-101-CV-2019-02660
Administrator
American Legal Claims Services
Settlement fund
$565,532.00
Full payout terms
$1,000 plus a refund of what GCU collected from you$1,000 for each class member, plus, if it applies, the amount GCU received from you after it filed the collections lawsuit against you. If the lawsuit was against more than one person, the refund part is paid jointly unless other arrangements are made. Paid by check, which stays valid for 60 days.
States
New Mexico
Other dates
Opt-out (exclusion) deadline
(ahead) source document
Objection deadline
(ahead) source document
Final approval hearing
(ahead) source document
The court’s exact words

All persons against whom GCU filed a collection action in a New Mexico Magistrate Court on or after October 7, 2015 without GCU being represented by a New Mexico licensed attorney in the collection action.

Quoted from the official notice. Read the notice for the full definition.

Our notes: People Guadalupe Credit Union (GCU) sued in a New Mexico Magistrate Court on or after October 7, 2015 when GCU had no New Mexico licensed attorney in that collection case. The agreement says there are 197 people in the class, identified from GCU's records. Excluded (Settlement Agreement): GCU, any entity with a controlling interest in GCU, GCU's current or former owners, directors, officers and counsel, and their immediate families, and anyone who asks to be excluded. The home page and notice describe the class as people sued in Santa Fe County Magistrate Court; the FAQ and agreement say any New Mexico Magistrate Court.

You may be included if Guadalupe Credit Union sued you in a New Mexico Magistrate Court on or after Oct 7, 2015, with no licensed attorney.

You are not included if you are GCU, an entity controlling it, its owner, director, officer or counsel, their family, or you opted out.

Sources and checks (8)

Every fact people act on was copied from the official source and compared with it. How we check

What changedLast change Oct 31, 2026
  • Page created. No claim form: payment is automatic. source document
Questions

I already filed. What now?

There is no claim form, so there was nothing to file. The administrator pays class members automatically, usually after final approval and any appeals. Never pay anyone to check on a payment.

Opting out

To leave the settlement and keep your right to sue on your own, follow the official notice by Nov 30, 2026. If you opt out, you get no payment. Opting out and objecting have separate rules; we cannot tell you which is right for you.

Check the administrator’s site Opens www.salasvgcusettlement.com