Class Action Status

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Visa and Mastercard non-bank ATM surcharge settlement

Burke v. Visa Inc. (Visa and Mastercard settlement, non-bank ATM class)

Also known as ATM access fee; independent ATM

The lawsuit claimed Visa and Mastercard rules kept independent ATMs from charging lower access fees.

Copied from the official notice. Last compared Nov 7, 2026.

Open File by Wednesday, Feb 10, 2027 (online, or by mail).

You could get
A share of the fund $167.5 million fund, split among everyone who files.
Source
“Pro rata share of the Net Settlement Fund from a $167.5 million settlement”

From the administrator site: Official long-form notice (PDF on official site). Last compared Nov 7, 2026.
You need
No receipt needed Needs the code from your notice A current email address and mobile phone number (payments are sent digitally) Some paperwork: describes the claim form only
Source
“NOTICE ID NUMBER (IF YOU RECEIVED AN EMAIL NOTICE) ... To get a payment, you must provide a current, valid email address and mobile phone number on this Claim Form. ... ESTIMATE THE NUMBER OF TIMES BETWEEN OCTOBER 24, 2007, AND AUGUST 14, 2026, THAT YOU PAID AN UNREIMBURSED SURCHARGE TO WITHDRAW CASH FROM AN INDEPENDENT ATM IN THE UNITED STATES USING AN ATM OR PIN-DEBIT CARD.”

From the administrator site: Official claim form (PDF on official site). Last compared Nov 7, 2026.
Who can file
Paid a non-bank ATM surcharge, Oct 2007 to Aug 2026
Source
“A domestic cash withdrawal transaction is a transaction to withdraw cash from a customer’s deposit account using an ATM or pin-debit card at an IATM terminal located within the United States, including its territories. It does not include any credit card transaction or any transaction involving a cash advance or prepaid card. ... The Class does not include: • Visa and Mastercard; • Visa and Mastercard’s officers, directors, and employees; ... • Any judicial officer presiding over this case, their staff, and any member of their immediate family; • Any juror assigned to this case;”

From the administrator site: Official long-form notice (PDF on official site). Last compared Nov 7, 2026.

Where
Anywhere in the U.S.
Source
“You are included in the Settlement as part of the Nationwide Class if you are a person who was charged an access fee for a domestic cash withdrawal transaction at an Independent ATM (“IATM”) in the United States between October 24, 2007, and August 14, 2026, and were not fully reimbursed by your bank.”

From the administrator site: Official long-form notice (PDF on official site). Last compared Nov 7, 2026.

Time to file
About 4 minutes
Source

Our estimate of how long the official claim form takes. The notice does not say.

From the official site: nonbankatmsurchargesettlement.com. Last compared Nov 7, 2026.

File free on the official site
Official site: nonbankatmsurchargesettlement.com

Free. The official site never charges.

Add deadline to my calendar

Remind me before the deadline, and tell me when it pays

Email only, about this settlement only. We never give your email to law firms or claim services. You confirm by email first, and every message has a one-click unsubscribe.

Quick answers

How much is the Visa and Mastercard non-bank ATM surcharge settlement payout?

A share of the fund. $167.5 million fund, split among everyone who files.

Where is the Visa and Mastercard non-bank ATM surcharge settlement claim form?

On the official site, www.nonbankatmsurchargesettlement.com. Filing is free. The last day to file is Feb 10, 2027.

Open the claim form on www.nonbankatmsurchargesettlement.com

When will the Visa and Mastercard non-bank ATM surcharge settlement pay?

Payment can only happen after the court gives final approval and any appeals are over.

The final approval hearing is set for Feb 17, 2027.

Is the Visa and Mastercard non-bank ATM surcharge settlement legit?

The settlement administrator (the company that handles claims) is A.B. Data, and the official site is www.nonbankatmsurchargesettlement.com. Real notices point there; if a link in a message goes anywhere else, do not use it.

The official site never asks you to pay to file.

How to check a notice or a text

Compare yourself to the official class definition

You may be included if you paid an unreimbursed surcharge to withdraw cash at a non-bank ATM in the U.S., Oct. 24, 2007 to Aug. 14, 2026.

It covers ATM or pin-debit card withdrawals from a deposit account, not credit card, cash advance or prepaid card transactions.

You are not included if you are an officer, director or employee of Visa or Mastercard, or a judge or juror on the case.

Check each condition yourself. The boxes are only for you; nothing is sent or stored.

The court’s exact words

You are included in the Settlement as part of the Nationwide Class if you are a person who was charged an access fee for a domestic cash withdrawal transaction at an Independent ATM (“IATM”) in the United States between October 24, 2007, and August 14, 2026, and were not fully reimbursed by your bank.

From the administrator site: Official long-form notice (PDF on official site)

This checklist is for guidance only and can be wrong. Only the court's definition decides. Read the official wording before you file.

How to file

  1. Find the code from your notice

    • Notice ID, only if you received an email notice (paper form)

    No notice, or lost it?

  2. Gather what you need

    No proof of purchase is required.

    • A current email address and mobile phone number (payments are sent digitally)
    • An estimate of how many times you paid an unreimbursed surcharge at a non-bank ATM

  3. File online, or by mail

    At www.nonbankatmsurchargesettlement.com, by Feb 10, 2027. Filing is free.

    Or mail a paper claim form to:Non-Bank ATM Surcharge Fee Settlement, c/o A.B. Data, Ltd., P.O. Box 173053, Milwaukee, WI 53217

    The deadline note says: “Online by February 10, 2027 (the online form asks for no notice ID), or by mail postmarked no later than February 10, 2027 per the notice and paper claim form.”“The website FAQ says mailed claims must be received by that day, so mail early.”

  4. Save your confirmation

    Keep your confirmation number or email. You do not need to file again.

Confirm with the administrator before you act.

After you file

Payment can only happen after the court gives final approval and any appeals are over.

The final approval hearing is set for Feb 17, 2027.

For context: First payments were issued 52 to 875 days after final approval, based on 15 settlements. Half were paid within 119 days. 1 of the 15 waited on appeals after approval.

See what is known about payments in other settlements

Also ending this week

Case details
Case
Burke v. Visa Inc. (Visa and Mastercard settlement, non-bank ATM class)
Court
United States District Court for the District of Columbia
Case number
1:11-cv-01882
Administrator
A.B. Data
Settlement fund
$167,500,000 (Visa $88,775,000; Mastercard $78,725,000)
Full payout terms
Pro rata share of $167.5 million, by surcharged withdrawalsPro rata share of the Net Settlement Fund from a $167.5 million settlement, based on the number of qualifying surcharged withdrawals claimed. The notice says nobody can know in advance how much the payment will be.
Effort
Easy, about 4 minutes
Other dates
Opt-out (exclusion) deadline
(ahead) source document
Objection deadline
(ahead) source document
Final approval hearing
(ahead) source document
The court’s exact words

You are included in the Settlement as part of the Nationwide Class if you are a person who was charged an access fee for a domestic cash withdrawal transaction at an Independent ATM (“IATM”) in the United States between October 24, 2007, and August 14, 2026, and were not fully reimbursed by your bank.

Quoted from the official notice. Read the notice for the full definition.

Our notes: Per the notice, the Nationwide Class is people charged an access fee (surcharge) for a domestic cash withdrawal at an Independent ATM (one not owned by Visa, Mastercard or any bank or financial institution) in the United States, including its territories, between October 24, 2007 and August 14, 2026, who were not fully reimbursed by their bank. A domestic cash withdrawal is from a deposit account using an ATM or pin-debit card; credit card, cash advance and prepaid card transactions are not included. There are also Statewide Classes for California, Illinois, Massachusetts and Michigan. Excluded: Visa and Mastercard, their officers, directors, employees, controlled entities and affiliates, government entities, the judicial officers and jurors on the case, and people who opt out. Read the notice for the full definition.

Sources and checks (6)

Every fact people act on was copied from the official source and compared with it. How we check

What changedLast change Oct 26, 2026
  • Page created. Claims open until February 10, 2027. source document
Questions

I already filed. What now?

Keep your confirmation number or email. You do not need to file again. Payment can only happen after the court gives final approval; once it does, the payment status page shows what is known.

Opting out

To leave the settlement and keep your right to sue on your own, follow the official notice by Dec 11, 2026. If you opt out, you get no payment. Opting out and objecting have separate rules; we cannot tell you which is right for you.

File free on the official site Opens www.nonbankatmsurchargesettlement.com