Capital One 360 Savings settlement payment
In re: Capital One 360 Savings Account Interest Rate Litigation
Also known as 360 Performance Savings; Capital One savings interest rate; MDL 3111
The lawsuit said Capital One paid a lower interest rate on 360 Savings than on 360 Performance Savings.
Copied from the official notice. Last compared Nov 3, 2026.
- Payments
Not yet. Here is what the administrator says:
Source
The administrator’s statement is quoted in full on this page.
From the administrator site: Official settlement site home page. Last compared Nov 3, 2026.
- Court approved
- Apr 20, 2026From the court order we read.
Source
“Dated: April 20. 2026”
From the court record: Order approving class action settlement, E.D. Va. MDL 1:24md3111, Dkt. 348 (CourtListener RECAP copy of the court's order; the official site hosts the same order as a scanned PDF). Last compared Nov 3, 2026.
- Claims
- No claim form needed
- Typical amount
- A share of the fund$425 million fund, split among everyone who files, by interest
Source
“Share of a $425 million fund, based on interest lost”
From the administrator site: Official FAQ. Last compared Nov 3, 2026.
No Class Cash Payments will be paid unless and until the Effective Date occurs, and the settlement administrator is not currently able to estimate when Class Members might receive their Class Cash Payments.
This is the administrator's expected timing, in its own words. It is an expectation, not a payment date.
The court approved the settlement on Apr 20, 2026. That was 202 days ago.
Where it stands
- No claim form needed
- Court approved Apr 20, 2026 (current stage)
- Distribution ordered
- Payments issued
We do not promise a payment date. This page shows only what the court and the settlement administrator (the company that handles claims) have said. Full facts and deadlines are on the settlement page.
Confirm with the administrator before you act.
How long payment has taken in other cases
First payments were issued 52 to 875 days after final approval, based on 15 settlements. Half were paid within 119 days. 1 of the 15 waited on appeals after approval.
This is a small sample and a pattern, not a prediction. Your settlement can be faster or slower. This one is at day 202 since approval.
What would change this
- The administrator posts a payment date or says payments have started.
- The court issues a distribution order.
- Someone appeals the approval, which can delay payment.
- A court order changes the amount or the schedule.
How we’ll update
We change the status only when the administrator makes a statement or the court issues an order. We look at the official site and the court docket regularly. Every change is dated in the update log on the settlement page. Last change: Oct 3, 2026.
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From the court record
| Final approval granted | Apr 20, 2026 Source: court record From the court order we read.From the signed order (Dkt. 348), read on the CourtListener court-record copy. An appeal from it is pending. |
|---|---|
| Distribution order | not stated |
Questions
Is this settlement legitimate?
The administrator is Epiq, and the official site is capitalone360savingsaccountlitigation.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Who is covered?
Where: Nationwide. The class definition decides who is in.