Fairmont Federal Credit Union data breach settlement
Butler v. Fairmont Federal Credit Union
Also known as Fairmont FCU; FFCU; FFCU data breach; 1:25-cv-00094
The lawsuit said cybercriminals got into Fairmont FCU's servers in 2023 and may have exposed customer data.
- You could get
- Cash share, at most $150 Up to $7,500 for losses you can show with paperwork.
Source
“Settlement Class Members may submit a claim for an Alternative Cash Payment of up to $150.”
From the administrator site: Official settlement website home page.
- You need
- No receipt needed Needs the code from your notice Class Member ID from your notice (the online form asks for it first) Some paperwork: describes the claim form only
Source
“To receive reimbursement for Out-of-Pocket Losses, you must submit a valid Claim Form with reasonable, third-party documentation to support your claim, such as receipts, invoices, credit card statements, phone bills, or other documentation not “self-prepared.” ... with an attestation of how the time was spent and that it was related to the Data Incident.”
From the administrator site: Official FAQ page.
- Who can file
- Data impacted in Fairmont FCU's 2023 data incident
Source
“The Settlement Class consists of all individuals in the United States whose Private Information was potentially impacted in the data security incident publicly disclosed by Defendant on or about April 30, 2025.”
From the administrator site: Official settlement website home page.
- Where
- Anywhere in the U.S.
Source
“The Settlement Class consists of all individuals in the United States whose Private Information was potentially impacted in the data security incident publicly disclosed by Defendant on or about April 30, 2025 (“Data Incident”).”
From the administrator site: Official FAQ page.
- Time to file
- About 4 minutes
Source
Our estimate of how long the official claim form takes. The notice does not say.
From the official site: ffcudatasettlement.com.
Free. The official site never charges.
Quick answers
How much is the Fairmont Federal Credit Union data breach settlement payout?
Cash share, at most $150. Up to $7,500 for losses you can show with paperwork.
Where is the Fairmont Federal Credit Union data breach settlement claim form?
On the official site, ffcudatasettlement.com. Filing is free. The last day to file is Dec 18, 2026.
When will the Fairmont Federal Credit Union data breach settlement pay?
Payment can only happen after the court gives final approval and any appeals are over.
The final approval hearing is set for Feb 8, 2027.
Is the Fairmont Federal Credit Union data breach settlement legit?
The settlement administrator (the company that handles claims) is Kroll, and the official site is ffcudatasettlement.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Compare yourself to the official class definition
You may be included if you are in the U.S. and your private information was potentially impacted in Fairmont FCU's 2023 data incident.
You are not included if you are Fairmont or its officers or directors, or a judge or court staff on the cases or their immediate family.
You are not included if you perpetrated or took part in the data incident, or you opted out.
Check each condition yourself. The boxes are only for you; nothing is sent or stored.
The Settlement Class consists of all individuals in the United States whose Private Information was potentially impacted in the data security incident publicly disclosed by Defendant on or about April 30, 2025 (“Data Incident”).
From the administrator site: Official FAQ page
This checklist is for guidance only and can be wrong. Only the court's definition decides. Read the official wording before you file.
Official payout table
The amounts the settlement itself sets. We do not work out a personal amount.
| Option and condition | Amount |
|---|---|
| Alternative cash payment (instead of losses and time)The most one claim can get | Up to $150 |
| Out-of-pocket losses you can show with paperworkThe most one claim can get | Up to $7,500 |
| Attested time (up to 4 hours at $35 an hour)The most one claim can get | Up to $140 |
Pick the alternative cash or losses and time, not both. The cash amount is split equally from what is left and may be lower. Losses need third-party documents.
Reimbursement for documented ... of up to $7,500 per person for verifiable unreimbursed costs or expenditures actually incurred that you believe are fairly traceable to the Data Incident and/or reimbursement for up to four (4) hours of ... spent remedying issues related to the Data Incident at $35 per hour (up to $140) with an attestation of how the time was spent and that it was related to the Data Incident. ... No documentation is required to select this benefit. The payment amount will be determined based on the number of Valid Claims submitted and may be adjusted ... Settlement Class Members may submit a claim for three (3) years of one-bureau
From the administrator site: Official FAQ page
Estimates can change with the number of valid claims and court deductions. Guidance only.
How to file
-
Find the code from your notice
- Class Member ID from your notice (the online form asks for it first)
-
Gather what you need
No proof of purchase is required.
- For out-of-pocket losses: third-party documents such as receipts, invoices, credit card statements or phone bills
- For attested time: the hours (up to 4) and how the time was spent
-
File online, or by mail
At ffcudatasettlement.com, by Dec 18, 2026. Filing is free.
Or mail a paper claim form to:Butler v. Fairmont Federal Credit Union, c/o Kroll Settlement Administration LLC, P.O. Box 225391, New York, NY 10150-5391
The deadline note says: “If the claim filing period for this case is still active, you can still file a claim by mail or call the hotline listed on this page to speak with a representative to assist you.” -
Save your confirmation
Keep your confirmation number or email. You do not need to file again.
Confirm with the administrator before you act.
After you file
Payment can only happen after the court gives final approval and any appeals are over.
The final approval hearing is set for Feb 8, 2027.
For context: First payments were issued 52 to 875 days after final approval, based on 15 settlements. Half were paid within 119 days. 1 of the 15 waited on appeals after approval.
Also ending this week
Related settlements
Case details
- Case
- Butler v. Fairmont Federal Credit Union
- Court
- United States District Court for the Northern District of West Virginia
- Case number
- Case No. 1:25-cv-00094-JPB
- Administrator
- Kroll
- Official site
- ffcudatasettlement.com
- Settlement fund
- $1,783,857.64
- Full payout terms
- Up to $150 cash, or up to $7,500 for losses plus $140 timeEither reimbursement of documented out-of-pocket losses of up to $7,500 per person (losses between September 30, 2023 and December 18, 2026; third-party documents required) and/or up to 4 hours of attested time at $35 an hour (up to $140), or instead an Alternative Cash Payment of up to $150 with no documents, adjusted pro rata based on the number of valid claims. Any class member may also claim three years of one-bureau credit monitoring and identity restoration services with $1,000,000 in identity theft insurance.
- Effort
- Easy, about 4 minutes
Other dates
- Opt-out (exclusion) deadline
- (ahead) source document
- Objection deadline
- (ahead) source document
- Final approval hearing
- (ahead) source document
The court’s exact words
The Settlement Class consists of all individuals in the United States whose Private Information was potentially impacted in the data security incident publicly disclosed by Defendant on or about April 30, 2025 (“Data Incident”).
Quoted from the official notice. Read the notice for the full definition.
Our notes: The settlement concerns a data security incident at Fairmont Federal Credit Union between September 30, 2023 and October 18, 2023 in which, per the lawsuit, unauthorized cybercriminals gained access to its servers and potentially exposed private information of current and former customers and of people who engaged in financial transactions with those customers. The credit union publicly disclosed the incident on or about April 30, 2025 and began sending notification letters in or around September 2025. The class is all individuals in the United States whose Private Information was potentially impacted in that incident. Excluded: Fairmont Federal Credit Union and its officers and directors; the judges and court personnel assigned to the case or the related West Virginia state court actions and their immediate families; anyone who perpetrated or participated in the incident; and people who opt out. Read the FAQ for the full definition.
Sources and checks (3)
- Official settlement website home page administrator site
- Official FAQ page administrator site
- Official online claim form (first screen) administrator site
What changedLast change Nov 6, 2026
- Updated the claim filing details: the official site says online claim filing is temporarily unavailable, so claims can be filed by mail or by calling the hotline. source document
- Page created. Claims open until December 18, 2026. source document
Questions
I already filed. What now?
Keep your confirmation number or email. You do not need to file again. Payment can only happen after the court gives final approval; once it does, the payment status page shows what is known.
Opting out
To leave the settlement and keep your right to sue on your own, follow the official notice by Dec 18, 2026. If you opt out, you get no payment. Opting out and objecting have separate rules; we cannot tell you which is right for you.